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    Payday Loans 1

    Fast, same day payday loans
    Up to £2000 in minutes
    Up to 18 months repayment
Payday Loans Warning: Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk

Payday Loans 1

Payday Loans 1 is your best choice for getting a short term loan online without hassle. Bad credit is considered and there is no paperwork. Fee's? Nope, you'll pay no extra fee's here!

Borrow up to £2000

Unlike many other payday loan companies, Paydayloans1 does not limit you to a small amount of cash that may not cover your needs.


Need to apply late at night, on a weekend or even a holiday? We are always available to process your application and quickly deposit funds to your account.

100% online application

Our unique online loan application is built with your convienience in mind. It will only take you a couple minutes max to complete.

No hidden charges

Paydayloans1 does not charge any fee's or levy any extra charges for using our loan service.

What Are Payday Loans

Payday loans are loans that are designed to be paid back in a short period of time. When the industry first began, the loans had repaments due in full on the borrowers next pay cycle, hence the name. Now, you have the option to borrow more and take a longer period of time to repay, up to 18 months in some cases!

You can't anticipate when unexpected issues and expenses may suddenly arise. So, with our many years of experience in online payday loans we are always here to help you in dealing with a short term financial crisis, completely online.

We pay special attention to our customer requirements and pride ourselves by trying to match you to one of our highly qualified lenders the same day you apply. Usually within minutes of completing an application you will know if you were approved and be contacted by the approving lender.

Why Paydayloans1?

You have many options online for your loan needs. Unlike a direct lender, we will find you the best loan at the best rate for your individual circumstances. You could spend hours applying and taking the chance of being denied at each individual direct lender.

Flexible Loans

When you need £200 to pay the water bill or £400 to make a rent payment, there’s no point borrowing £1000 that you don’t need. We offer a flexible service where you can choose exactly how much you need to borrow, in any amount between £100 and £2000.

Quick Deposit

We know that you need the cash fast or you wouldn't be here now. Our top priority is to help you meet urgent expenses without delay. In many cases cash can be in your account within 15 minutes from the time you apply.

Any Reason

You can apply for any reason. We do strongly recommend that you only use our service if you are in a financial bind that has no easy solution. Car repairs, vet bills, past due rent or mortgage payments and utility bills are some of the most common uses for cash loans.


Before you apply, make sure you meet the minimum requirements. You have to be at least 18 years of age. You must be a citizen of the U.K. You must have income from either a job or benefits. Your home address must be valid and be in the UK Address Register. You also need an active UK bank account to allow the money to be transferred to you.

Apply Now

Advantages Of Online Loans!

Why Choose Online Payday Loans?

These are just a few of the advantages to applying online:

  • With technological advancements, you can apply and receive cash advance with easy payday loans within hours.
  • With the facility of online application and sanction, you are no longer required to wait in long queues and crib about bad customer service.
  • The quick pay day loan services offered, use secure internet connections, thereby maintaining your personal information absolutely confidential.

Mobile Loans


You can apply from your mobile phone. We support all cell phones including iphone, Blackberry and all android devices.


You can apply from your mobile tablet. Any tablet that has an internet connection can be used.


Yep, laptops are an option as well! It does not matter who the manufacturer is as long as you can connect to the internet you can apply in just minutes.

What About Bad Credit?

Most people get cash the same day they apply online

With same day payday loans even people with bad credit history can apply for the loan and have cash deposited in their account on the same day.

Mobile development

We want to be very clear that we are a responsible and honest company so our business is only to help you find a potential solution to your cash problems.


We do not want you to apply for a loan with us if this will further complicate your financial situation. Please do consider the consequences for yourself if you apply for a loan.

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It can be an difficult to ask family and friends to help you out of a tight spot as many of us are in the same situation. If this sounds like your situation then Paydayloans1 can be right for you.

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Applying for a short-term loan, payday or instalment loan is straightforward, you simply select the required loan amount, term of loan and fill in our application form.

Direct Lenders

we are NOT a lender - we are a free loan matching service working with over 40 direct lenders in the market place to find you a short-term loan.

e-commerce solutions

We offer unmatched convenience and ease to apply for a loan, applications can be made from a PC, laptop, smart phone or tablet from anywhere in the world.


How do you earn your fee for this service?

To operate this service we receive commissions from the provider we refer you to. We are a broker not a lender. We use a unique algorithm to match our customers' requirements to our panel of lenders which is based on many of the features of the application details, applicant preferences, and the lenders product but does not include the commission paid by the lender to us. We DO NOT charge our customers a fee for this service. No one from Nouveau Finance Ltd, Paydayloans1, or any financial partner relations; including lenders; will ever contact you by any means and request you to send money to them or buy products from them in advance of receiving your loan funds. To learn more about how to deal with cold-calls, refer to our fraud protection guidance.

Where can I find out information about your Renewals Policy and Responsible Lending Policy?

As we are a responsible, open and honest company, we believe that it is important to make all our policies easily accessible. Please see here for our Responsible Lending Policy and our Renewals Policy.

What is an instalment loan?

Unlike a short term loan the instalment loan product is usually a higher value loan typically £400 to £2000. The instalment loan is also paid back over longer periods of 3 to 18 months and incurs a smaller interest rate than a short term loan.

Can I apply for a loan?

You can apply if you are: over 18 years of age, living in the UK (England, Scotland, Wales and Northern Ireland), in employment and receiving a regular salary paid into a valid bank account that accepts direct debits.

How fast can I get my money?

Times will vary based on the lender you have been matched to and the loan product type you are seeking. Using short-term loans as an example, in many cases loan decisions can take as little as 30 minutes. If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30.

How do I apply for a loan?

You can apply 24 hours a day 7 days a week. Many of our lenders also work 7 days a week and can even deposit funds in your account at the weekend. Complete our quick and easy online form and just click 'Submit'. If you are approved you will be transferred to the lender’s website to complete the process. Your lender may ask some additional questions not captured on our application form. You then sign your loan agreement online and receive your loan from your lender.

Why does the APR seem so high?

The rules and regulations that govern companies like ours state that we must show you the Annual Percentage Rate(APR).APR's are calculated based on paying a fixed amount of interest annually.

Short - term loans are normally taken over a maximum term of 60 days so APR's are not the best way to measure how competitive our rates are. Our lenders prefer to focus on the amount you pay back in total rather than on APR. We are confident that we offer the most competitive rates in the market for this service.

How do I pay back my loan?

In the case of the instalment loan product the payments will be taken by direct debit on the same agreed date each month.

Do you use credit agencies or credit scoring?

Yes, when submitting your application you consent for our lenders to run a credit check.

I have bad or poor credit history - can I still apply?

Absolutely, many of our lenders will consider applicants with less than perfect credit histories.

How will I get my money?

It will be paid directly into your bank account.

Do you charge any fees for your service?

No - Hear at Paydayloans1 we do not charge you a fee for using our loan matching service. However, if we are unable to find an instalment loan for you we may be able to match you with an alternate broker that may charge you a fee for accessing their extended panel of lenders.

There will be no obligation to pay the fee, you will have the right to decline the fee and select a no fee option. We only work with brokers who offer a free trial period and full refunds when the service does not meet expectations.

Fees are charged by some of these entities to cover the cost of call-centre operations and membership system infrastructure required to source alternate loan options for you.

If you decide to pay the fee, all our partners will take your payment details via their website using SSL-secured technologies. No one will ever contact you and ask you to purchase products in advance to prove your ability to pay. If this happens you may be a victim of fraud. Learn more about how to protect yourself by referring to our fraud protection guidance.

If you wish us to skip offers that require up-front fees, you can specify this preference on our application form and we will skip them for you.

What are my rights to cancel?

If for any reason you choose to cancel your loan please refer to the loan agreement sent to you by your lender, cooling off periods and lender cancellation policies may vary.

What if I have difficulties paying?

CALL YOUR LENDER! If you think you’re going to have a problem with a payment, you should call your lender as soon as you can. The sooner they know there’s a problem, the sooner they can start to help. They don’t tell people off – they just do everything they can to make things easier! You’ll probably be surprised how understanding they are, so don’t be afraid – just pick up the phone now and if you need help locating phone numbers email us at customers@bizzyloans.co.uk

Alternatively, if you’re worried about things and want more information about how to manage your money, there are a number of free and independent organisations which can help.

StepChange www.stepchange.org 0800 138 1111. Free advice on debt problems and finding the best solution for you.

Money Advice Service www.moneyadviceservice.org.uk 0300 500 5000. Offers free, unbiased and independent advice to people who want to manage their money more effectively. Face to face sessions available.

National Debtline www.nationaldebtline.org 0800 138 1111. Free, confidential debt advice service run by the Money Advice Trust.

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Same Day Payday loans

The whole point of a same day loan is to get access to quick cash. Our clients come from all backgrounds with a diverse employment profile and many have access to other forms of credit easily, but opt for these loans because of how easy and quick they are. Some lenders don’t understand this and make the application process difficult then take days to pay out the money and even advertise that they provide no credit check loans, which is false. There’s no phone calls or faxing required, all you need to do is fill out a simple online application form and choose how much you want to borrow

We’ve designed our entire service to be as easy and user friendly as possible to help make this a stress free process for you. We fuss over the small details so you don’t have to. We know you have more important things to do than be on this site asking for a loan. Payday loans in Australia also available.

Short term loans have a bad reputation as of late. Hardly a day goes by when one of the companies offering them hasn’t made the newspapers for a poor business practice. There’s quite a few sharks out there that you really should avoid. Thankfully we work with a panel of responsible lenders. We put total customer satisfaction above our own profit margins because we want to be around for the long term. While we hope that you’ll only ever need to use us once, we want to make sure that you’ll choose us again because of the extraordinary service that we’ve offered for your needs.

If you’re needing £200 to pay a pressing bill or £500 to make a rent payment, there’s no point borrowing £1000 that you don’t need. We offer a flexible service where you can choose exactly how much you need to borrow, in any amount between £100 and £2500.

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Contact us anytime, we are always here to help

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